Health share programs can be more affordable than traditional insurance—but navigating the billing process can be complex. We're here to help.
More affordable monthly costs than traditional insurance
Faith-based community support
Greater flexibility in choosing providers
Shared values with other members
Health shares offer great value—but the billing process can be confusing. That's where we help.
If you're a member of a health sharing ministry, you know the benefits—and the challenges.
Because health shares aren't traditional insurance, you may encounter some billing challenges:
Providers may bill you as self-pay at higher rates
No pre-negotiated network discounts
You pay upfront, then seek reimbursement
Negotiating bills before submitting for sharing
This is where BillAlly comes in.
Without insurance networks, you're charged full price. We negotiate your bills down to reasonable amounts before you pay.
Hospitals offer substantial discounts for self-pay patients. We know exactly how to ask and secure them.
We catch duplicate charges, upcoding, unbundling, and services you never received.
Lower bills mean you pay less up to your unshared amount, and more gets covered by your health share.
Providers push back on health shares. We handle all negotiation so you don't have to explain repeatedly.
Hospital bills - Surgery, ER visits, inpatient stays
Specialist bills outside your unshared amount
Non-sharable expenses like pre-existing conditions
Bills below your unshared amount
Out-of-state care when you travel
Maternity bills with specific sharing guidelines
You receive a medical bill
Send us the bill and health share info
We negotiate with the provider
You pay the reduced amount
Submit reduced bill for sharing
You get a lower bill to pay AND submit for sharing—it's a win-win.
We work on contingency. No fee unless we successfully reduce your bills.
Pricing is determined based on your specific situation and always discussed upfront before we begin. You'll know exactly what to expect—no surprises, no hidden costs.
Health share members often face significantly higher bills. Let us fight for fair pricing on your behalf.